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Please note: The calculators provided here are for informational purposes only and are designed to give the consumer approximate figures as they may not match actual bank figures.
(For a description, click the description link next to the calculator title)
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Full Amortization Schedule with Prepayment
Simple Loan Calculator - Only three inputs, loan amount, interest and length of loan, calculates the monthly payment for any type of fixed payment, fixed period amortized loan (mortgage, car loan, etc).
Simple Savings Calculator - Given a beginning balance and a monthly deposit, watch you money grow!
Monthly Payment table generator
Compounding Yield Calculator - Calculate Annual Yield of an Investment
What's Missing? Loan Calculator - Finds the missing loan variable (loan amount, monthly payment, interest rate or number of months).
How much house can you afford? Updated! - This has been changed to allow higher debt ratios for expensive housing markets.
Generic Loan Amortization - Calculate weekly, daily, quarterly, you name it amortization.
Retirement Calculator - Enter required income, number of years, and inflation and this will tell you how much you must put away.
Minimum IRA withdrawal calculator - Here are the minimum withdrawal requirements for a single life (i.e. no beneficiaries) IRA. Note that even though you must withdraw the amounts from your IRA (or suffer a penalty) and pay tax on the distributions, you don't have to spend it!
Retirement Payout Calculator - Calculate the fixed payout out of an annuity in a perfect world.
Income Qualification Calculator - UPDATED - Calculate how much of a loan you can qualify for!
Mortgage Duration - Calculate how long a loan will last with a set payment, or find how much to pay to end your loan at a certain time period.
Nominal and Effective Interest Rate calculator
Prepayment calculator - UPDATED Take your current balance and look at your loan reduction. Does biweekly mortgages too.
APR Calculator #2 - Find the APR of a loan given points, and other included costs.
CPI/Inflation Multiplier Remember back when you could buy a car in 1972 for $2,500? Has inflation inflation really made that car cost $20,000 now?
Wealth Percentile Score - Compare how your net worth stacks up to everybody else's in your age range.
Save a fortune by not smoking, Calculate how you can buy a nice vacation or even a new car if you stop smoking cigarettes every day.
Lunch Savings Calculator - It's amazing to see people who go out to eat lunch everyday, spending $3 to $6 for five days a week to eat. Calculate savings over making your own $1 lunch every day...
What's a Million? Let's see how long it takes to reach a financial goal, say a million dollars, but then let's see how much that will be worth then!
What's Your Yield? Find the long term yield of your investments given start and ending amounts and how much you contribute each month.
Lease Calculator - Car leasing payment calculator
Loan/Refinancing Comparison This provides a very generic and flexible interface to compare two loans especially now when the rates are so low that refinancing can take place in a variety of ways (i.e. you can increase your loan balance and still pay less interest each month!).
Investment/Savings Comparison This allows you to compare a variety of investment options with two side by side saving/investments cases you can modify.
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Young Realty / GMAC
920 Business Hwy 60 W.
Dexter, MO 63841
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